The wholesale rate, or the interchange rate, is the baseline fee charged by Visa, MasterCard, Discover, or Amex that is applied to every card use. The fee varies based on the type of card used. For example, the rate is different for debit cards versus credit cards, retail versus eCommerce, and rewards versus non-rewards. Even the type of product that is being purchased affects the rate.
The interchange rate is something that you can’t change and is going to be added to any purchase regardless of the card processor being used.
The problem is that most card processors lump the wholesale rate with their own rate, which includes markups and hidden fees, making the final rate a confusing bundle of charges. At 99 Merchant Account, there is no extra rate added to the wholesale, allowing members to pay the low rates set by the card providing companies. Our commitment to transparency and wholesale rates gives businesses piece of mind and saves money.
99MerchantAccount makes it easy to get credit card processing for small businesses!
What Our Customers Are Saying
I knew I was paying too much in credit card fees but after a few years of switching around with false promises I gave up. I am glad I switched one last time because I am now saving on average over $200 a month.
Swedish Motor Cars
Valerie I can't Thank you enough for helping me after being tricked by another company. All they made were false promises plus charged my account upfront. My bill is about $150 less on average per month and we are processing even more!
Valerie is easy to work with. Easy to Sign up too. The fees were simple and straightforward.
GET 100% SATISFACTION GUARANTEE
99MerchantAccount, LLC guarantees the satisfaction of our service and support. With 99merchantaccount programs you get 100% Direct Interchange Rates and Pay only a fair price for your equipment. If you're not 100% completely satisfied, simply call us at 800.209.2199 during our normal business hours Monday-Friday 8:30am - 6pm EST.
Try us for 90 days and if you are not happy please email us or call us and we'll close your account.
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