Category Archives for "Credit Card Processing for Small Business"

emv chip card

EMV- One Year Later

​By now, every business that accepts credit cards is probably familiar with the October 2015 liability shift. That shift meant that after October 1, 2015, any business that didn’t use EMV chip card-capable machines and POS systems would be liable for fraudulent transactions. Function-wise, chip cards could still be swiped like magnetic strip cards, but […]

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pivotal payments review 2016

Pivotal Payments: Liquidated Damages and Auto-Renewing Membership

Pivotal Payments is another card processor that uses a tiered pricing model in which cards are categorized as qualified, mid-qualified and non-qualified, with higher rates associated with non-qualified cards. This basically means that you can count on paying more than the advertised (qualified) rate due to the large number of cards which are classified as […]

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emv credit card terminal

EMV Mandate

Credit card fraud in the United States has led to increased credit card security. One of the most recent and important adaptations to credit card technology is the use of Europay, MasterCard, and Visa (EMV) cards.EMV cards, also known as “chip” cards, are a new card technology that uses a chip to interact with terminals […]

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